Up to $500 on your balance Bonus for every new user who issues a card

Spend your crypto anywhere. Virtual card in minutes.

Toka turns USDT, USDC, BTC, ETH and SOL into a premium virtual card for Apple Pay, Google Pay, online shopping and subscriptions. Free to issue. No KYC.

Get your free card See plans
$0 Card issuance
1–2% Fee per purchase
4 Supported networks
Welcome balance up to +$500

Why Toka

  • +$500 Welcome Balance Top-up bonus of up to $500 credited to your balance right after you issue your card.
  • Pay for any subscription AI tools, ads, streaming and software — all paid with crypto. ChatGPTClaudeMetaGoogleNetflixSpotifyMidjourneyYouTube Premium+ more
  • No KYC Sign up with just your email. No documents, no selfies.
  • Low fees Free card issuance and only 1–2% per purchase.
  • Apple Pay & Google Pay Add the card to your phone and tap to pay in stores.
  • Pay worldwide Online and in stores anywhere [VISA / MASTERCARD] is accepted.

Top up with the crypto you already hold

₮ USDT $ USDC ₿ BTC Ξ ETH ◎ SOL
Networks: TRON (TRC-20) Ethereum (ERC-20) Solana BNB Smart Chain (BEP-20)
FEATURES

Everything a card should do. Nothing that slows you down.

Apple Pay & Google Pay

Add your Toka card to your phone in seconds and tap to pay in stores worldwide.

Pay for subscriptions

Streaming, music, AI tools, software, games and cloud services. Keep every subscription running on crypto.

Cashback on purchases

Earn up to 10% back on everyday spending, credited straight to your card balance.

No KYC

Sign up with just your email. No documents, no selfies, no waiting for approval.

Instant issuance

Your virtual card is ready right after sign-up. Top up and start spending in minutes.

Secure by design

3D Secure payments, instant card freeze and spending controls. You stay in control.

HOW IT WORKS

Three steps from wallet to checkout.

  1. 01

    Create your account

    Sign up with your email and get your free Toka virtual card instantly.

  2. 02

    Top up with crypto

    Send USDT, USDC, BTC, ETH or SOL via TRON, Ethereum, Solana or BNB Smart Chain.

  3. 03

    Spend anywhere

    Add the card to Apple Pay or Google Pay, shop online and pay for subscriptions.

WELCOME BONUS

Up to $500 on your balance for every new user.

Issue your free Toka card and receive a welcome balance of up to $500, credited to your card right after issuance.

  • Available to every new user who issues a card
  • Bonus amount depends on [YOUR CONDITION, e.g. first top-up amount]
  • Credited to your card balance after issuance
Claim my spot Read the bonus rules
Welcome balance up to $500 For every new user. Terms apply.
PLANS

Free card on every plan.

Pick the plan that fits how much you spend. Upgrade any time.

Standard

For everyday spending

2% per purchase
No minimum spend
  • Free virtual card
  • Apple Pay & Google Pay
  • Subscriptions & online shopping
  • Monthly limit: up to $5,000
  • Support via chat
Get started

Black

For high-volume spenders

1% per purchase
From $10,000 spent per month
  • Everything in Gold
  • Cashback up to 10%
  • Monthly limit: up to $100,000
  • Personal manager
  • Up to 20 virtual cards
Get started

Card issuance is free on all plans. Blockchain network fees for top-ups are set by the network, not by Toka. Purchases in currencies other than USD may include a currency conversion fee of [X]%.

EARLY ACCESS

Reserve your Toka card today.

Join the early access list. We will reserve your free virtual card and your place for the welcome balance of up to $500, and email you as soon as your card is ready.

No spam. You can unsubscribe at any time.

Your application has been submitted successfully!

We have reserved your free Toka card and early access bonus. Confirmation will be sent to

FAQ

Frequently asked questions

Toka is a virtual prepaid card that you top up with crypto. You can use it for online purchases, subscriptions and in-store payments through Apple Pay and Google Pay anywhere [VISA / MASTERCARD] is accepted.

Issuing a Toka card is completely free. A fee of 1–2% applies to each purchase depending on your plan. Blockchain network fees for top-ups are charged by the network itself.

Every new user who issues a Toka card receives a welcome balance of up to $500, credited to the card balance after issuance. The exact amount depends on [YOUR CONDITION]. Full details are in the Bonus Rules.

No. You can sign up with just your email address. In rare cases, we or our card issuing partner may request additional information where required by applicable law.

USDT, USDC, BTC, ETH and SOL. Supported networks are TRON (TRC-20), Ethereum (ERC-20), Solana and BNB Smart Chain (BEP-20). The exact coin and network pairs are shown on the top-up screen. Always double-check the network before sending.

No. Toka is a virtual-only card. It works online and in stores through Apple Pay and Google Pay, so you do not need plastic.

Yes. Toka works with most online services that accept card payments, including streaming, music, AI tools, software, games and cloud services. Acceptance is ultimately decided by each merchant.

Your balance is credited after the required network confirmations, which usually takes a few minutes depending on the blockchain.

Toka is built for users across Asia and Latin America. The service is not available in restricted jurisdictions listed in our Terms of Use.

Card payments are protected with 3D Secure, and you can freeze your card instantly. Card balances are held by our licensed issuing partner [PARTNER NAME].

If a merchant issues a refund, the money is returned to your Toka card balance once the merchant processes it.

[YOUR POLICY: e.g. Yes, you can withdraw unused balance to your crypto wallet for a fee of X%.]

Toka Secure connection
+$500 WELCOME BALANCE

All new users get a bonus of up to $500 for issuing a card

Connecting to TRON, Ethereum, Solana and BSC 0%
No KYC Apple Pay Google Pay Fees 1–2% Pay worldwide